Income Protection

Income Protection Insurance is comprehensive cover that assists you to meet your financial commitments by providing regular payments if you are unable to work due to sickness or injury. Every client who works full time should have Income Protection.

Trauma Cover

Trauma Insurance provides you with a lump sum payment if you survive the occurrence of a serious medical condition (such as cancer, stroke or heart attack).

Total and Permanent Disability (TPD) Cover

Total and Permanent Disability Insurance provides you with a lump sum payment if sickness or injury leaves you totally and permanently disabled. This lump sum is designed to extinguish debt and pay for the necessary expenses associated with a major accident or illness. It will also provide you with an income to live off for the rest of your life. This cover can be established inside or outside of your superannuation fund.

Life Cover

Life Insurance provides a lump sum payment in the event of your death (or terminal illness in some instances). Comprehensive life cover will provide your loved ones with the ability to cover all costs associated with your death, extinguish debt and ensure a legacy remains to aid those you leave behind. Life cover can be established in various ways and should form a crucial part of your financial plan.

Business Insurance

Business Insurance will ensure that your greatest asset will continue unchanged should you die or become ill, and your estate will be able to realise the equity within the business that you have worked so hard to establish. CMW will advise on how you can use insurance to make sure the business is not affected if one of the key principals is to leave for any reason.

CMW Financial Services will research the market to find you the best Insurance cover for personal circumstances. We can also review your existing cover to make sure it is still the best option for you. Please call our office on 1300 308 502 if you would like to speak to a professional adviser about your insurance needs.